Many companies believe their costs should be tied more to their losses rather than the cyclical nature of the insurance marketplace. While very large companies can self-insure or take large deductibles, smaller companies can achieve similar results in a group captive. The owners of a captive insurance company have an opportunity to participate in the profits of the insurance company. The ability to purchase insurance as a group provides purchasing power and protection that an individual company typically can't get on their own.

If you are considering a captive program, you are going to want an experienced partner who can back-up his or her advice by demonstrating excellent customer retention rates. We can prove both: we have placed more trucking companies in group captives than any other broker in the U.S. and our renewal retention rate is 99%.

As the leading group captive provider in the country, we have been in the captive business for over 15 years and are the sole broker for five captives. We serve more than 110 trucking companies in group captives and reward them for their efforts in reducing accidents and controlling claims. With integrated claims and safety management, you'll see why Cottingham & Butler Truck Insurance Group is ahead of the curve in providing captive solutions.

We are successful because we have a dedicated sales force that understands the captive structure. Additionally, we are extremely selective in the companies we consider for the captives. Our in-depth captive knowledge and selectivity has made our loss ratios significantly lower than the industry's averages.