With so much at stake, it is time to look at risk in a whole new way. We believe that a systematic approach incorporating brokerage expertise, risk transfer alternatives, safety prevention and cost management controls can help you protect your future in the most cost effective manner. When these four things come together, your risk management program is on the right track to protect your business.

Cottingham & Butler clients have an integrated team of focused risk management experts working for them. Our risk consultants will analyze your exposures and losses, perform a coverage review and design a customizable program tailored to your needs.

Next step is to determine the appropriate products through investigation of alternative and

standard programs as well as leverage the right markets through our strong relationships with leading carriers. Our expert marketers will take you through this process.

Next, our safety consultants will conduct an extensive assessment of your worksite and provide you with findings that will have an immediate impact on your business. As you know, claims are inevitable. Once they occur, you can be confident that Cottingham & Butler claims experts will help you manage your costs with aggressive claims management through our Casualty Claims TPA or with client advocacy through our Brokerage Claims department. Behind you throughout the entire process, is your account manager. behind you throughout the entire process is your account manager who is there to answer all your account questions.