Perhaps one of the biggest ills of the current health care system is that patients are insulated from health care costs and lack the tools and information to be educated consumers. A key component to promoting sustainable change is creating culture in which employees are able to make educated choices about their benefits.

Employee communication is critical to ensure your employees understand the short-term and long-term financial impact of their health care decisions. We will provide you with the tools to inform your employees about the rapidly changing health world and specifically as it relates to costs and alternatives. Through tools and resources such as employee benefit website content, informative booklets and brochures, newsletters, individual EOB and pharmacy statements, educational materials,

and web links, your employees will be on their way to making well-informed choices.

In addition to communication techniques, plan design is another way to engage employees in their health care decisions. We can work with you to set up a plan with a menu of options tied to monthly premiums to allow the employees to choose their own individual options. We'll discuss with you plan incentives such as moving from co-pay to coinsurance, tiered hospital networks, and increased benefits for those complying with disease management programs.

We can also help you navigate the numerous new consumer-driven health plan options to decide whether such a plan might make sense for your organization.